When going to market was a two-week journey
;‘I borrowed twice later to
art V of a series
bank was officially closed and
pay my taxes during the ensuing
This week, in order to follow 1 liquidated, a few stockholders
Walter Harmon, we must first went bankrupt; the depositors
years as local finance, petty
loans were demanding from
set our minds to the early 1930s. received about 29 cents on the
1 l/2 to 3 percent per month for
when life insurance was paid on dollar, 22 cents went to the
loans up to 150 dollars (petty
a weekly basis. Later, we will attorneys and court, leaving 7
read just almost 100 years, tc cents after a few years of wran-
“I bought my home on
the 184Os, for a trip to marker gling.
Poverty Knob [Harmon’s name
along the Ohio River. Again, his
“I outlived that policy, bor-
for his West Ash Street home]
insertions are in parentheses, rowed money to pay my farm
with the money my policy had
ours in brackets.
t axes, doctor bills and live at the
time of banking holidays which
accumulated in ‘. the meantime
and immediately contracted for
closed the local bank for a peri-
another 20-year endowment. I
industrial 5-cent, lo-cent ant
od of time.
have outlived that policy.”
2%cent policies were some-
“We went to school the
In his next column, printed
times dubbed as ‘5and- lo-cenl
Monday after the banks closed. in the Times of Feb. 8, 1980,
store’ policies. The premium: I had cashed my pay check on Harmon writes:
were easily collected by the
Saturday previous, took a five
‘To Market’
agents who were usually at the dollar bill home to live on the
“Great-grandfather, in early
door of the factory on pay day.
next week, We had one teacher days, would get his wagon
““A penny saved is a penny who had taken the cash on ready for a shopping tour to
got.’ [Although popularly attrib- Saturday and made the remark either Lawrenceburg, Indiana or
uted Benjamin Franklin, these that if any were short of cash, Cincinnati, Ohio, a two-weeks’
words actually came from the she would lend us some money. journey. He would make a few
pen of Henry Fielding in “‘The I took 15 dollars, went home extra linchpins, examine the
Miser,“’ Act III.]
that evening, located my
coupling pole (or make an extra
“ W h o
nishes the money
to build large
c e n -
“Who under-
wrote the P.W.A.
[Public Works
a n d
[ W o r k Projects
riting of “Uncle Frank,” who
ran a general store and a huckster wagon, bartering for
projects of the
goods and extending credit
Alphabet Soup to
end the Great
“Excuse the egotism, but I endowment policy
purchased a
twenty-year showed 13 years accumulation
endowment policy in 1920, the and a note whereby I could bor-
first year I taught school. I had a row at a very low rate of inter-
guardian, as I was not of legal est. I posted a letter the next
age, who thought I should have morning with a request for a
placed the money in a savings $50 loan. On Saturday I had a
account at the bank where he return and a, check for $50
was a teller and it would be a far which I cashed at a bank which
better investment.
had reopened; I paid my friend
“That bank ‘went under’ in
her $15 and lived rather happily
1928; I had 5 cents in the bank.
until next pay day.
He [Harmon’s guardian] had

like a deer. They were usually
*‘Copied by Mrs. Wm. E.
2 to 3 years old when rounded
up for the long walk (drive) to
ledger of Pitzer’s ,Store in
Lawrenceburg or Cincinnati
Eagle Village lent by Wayne T.
on the Ohio River (markets).
Pitzer, on file at P.H. Sullivan
“Sometimes they lost a few
and sometimes gained a few
Next week: Mqet James
extra on the way (usually
“Taylor” Harmon.
one to take along); fix a bucket
The drovers
of pitch; polish his old ‘ball n’
would take two or three wag-
sockit’ Kentucky long rifle
ons along so that if some hog
(which he had carried when fol-
got tired or too worn [out] they
lowing Zack Taylor into this ter-
would give it a free ride for
ritory in 1812-13); place it on a
hanger near his wagon seat for
“They bartered the hogs at
protection from the Indians or
the markets or sold them for
‘Night Riders’ whom he might
cash. For the return trip, they
encounter on the way.
would bring supplies to such
“He would load the wagon
trading posts as Eagle Village,
with wheat, bundles of broken
Old Augusta, Hamilton, etc.
flax, salt jowls, bacon, corn,
“Some of the items: *cof-
maple sugar, etc. . . .Start early
fee, crocks, viel, lemon, rib-
in the morning via The Old
bons, sage, Bob net, shoes
Michigan Trail to The Old
egging (edging), indigo, tea,

National Road and some well-
calico, bushel of salt, ball on
blazed side roads which were
cotton, nails, ball on domest,
spoons, pins, flannel, cotton
ly blazed by
yarn, braids, tobacco, combs,
notches Of
latches, vie1 [vial?] camphor,
iron rods (to make wrought
nails at Ole Thayer’s establish-
p r o p e r l y
ment), gingham, brandy, but-
spaced to
tons, knives, fry pan, mugs . . . .
help one if he
“The marketed hogs were
got lost, or
processed at the river ports and
get a direc-
shipped as salt pork (bacon,
hog jowls, ham hocks, pig’s
ance if he had
knuckles) ‘clean down the
been in a
Ohio-Mississippi River to
sleep daze.
New Orleans.’
“P.S. When writing folklore
blazes even helped the coon
you need to use a few, P.S.“s
hunters of. the early days who
and a B.S. (I got mine from
somehow Zest their balance)
Old C.N.C. [Central Normal
[bearings:]. They were placed
College], Danville and my
on their respective sides of the
from B.U. [Butler
tree: N north, E east, W west, S University], Great grandpap
south, spelling NEWS.
was reported to be a crack
“In later times they started shot; he could shoot the beads
from Eagle Village on the
off a medallion hanging on the
Greenfield pike, which was
wall one by one and never dis-
turb the rest of the picture.
‘“They walked their hogs to
“‘One of the family, in
market. Each farmer or herds-
recent years, had possession of
man would periodically round his ‘ball-n’-sockit’ hand gun
up his drove which bore his
which he used as a side arm
respective earmark or notch, or when pursuing
‘Old hair
those polled (tied to a pike buyer’ Hamilton during the
pole and lifted into a hazelnut War of 18 12. He also had a
bush and sometimes white muzzle loader squirrel rifle.
walnut trees to feast on the (His brother, John Byrd, was
nuts). They grew on the mast equally
with a
of the forest. They were some- firearm.)”
times called ‘elm peelers’ or
‘ridge runners’ and could run